Monthly Archives: April 2016

The Village Effect

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The human factor is something that I am starting to observe more and more as a ‘premium’ on services where in the past it was a necessity – often because of the lack of technology to replace it. Now, however, even if it might not be a necessity per se,...

The Sharing Economy

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The Sharing Economy is built on people sharing assets – they own or someone else own – to unlock value in their downtime, decreasing therefore the opportunity cost post purchase of having an idle asset without transferring ownership. These under-utilised assets are made accessible online to a community, leading to...

Habit Forming Products

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More than 40% of actions people perform each day aren’t actual decisions but habits. Charles Duhigg opens “The power of habit” with a fascinating story to explain how our brain is composed of layer upon layer of cells, the outside cells, closer to the scalp, are generally the most recent...

Incentives

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Here’s a couple of examples from my notes that I go back to when I am thinking about incentives and value chains. DARPA Challenge 2009 – in this competition, teams from different US Universities had to locate 10 red balloons placed around the United States and report their coordinates. Finding 10...

Lending Club [Profile]

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Lending Club is the world’s leading online marketplace for business loans, matching businesses who want to borrow with investors....

Market Invoice [Profile]

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MarketInvoice is a business finance provider, which allows businesses to sell their unpaid invoices with long payment terms, to fund business growth....