Trust

- - Comments Off on Trust

In this post, I summarise some of my notes on the work of Rachel Botsman on Trust. Botsman is the co-author of ‘What’s Mine Is Yours’, which was part of the inspiration behind one of my previous posts (The Sharing Economy – link). She has equally interesting TED talks in sharing...

Notes on Scrum

- - Comments Off on Notes on Scrum

What is Scrum? Scrum is an Agile development framework that allows teams to adapt to the changing nature of requirements. It does this by delivering software in small pieces that can be used to garner feedback from stakeholders and, ultimately, users via rapid iterations. Scrum can be compared to an...

Notes on Corda

- - Comments Off on Notes on Corda

Corda: An Introduction A White paper by Richard Gendal Brown, James Carlyle, Ian Grigg, Mike Hearn August, 2016   Below my bullet points summary of the White paper. Introduction: Eliminate effort to keep disparate ledgers synchronised Parties to financial agreements record them once and collaborate to maintain accurate shared records...

SMART Contracts

- - Comments Off on SMART Contracts

Let’s talk about law and innovation, specifically legal contracts and what they could look like in the future. This post is inspired by, and partially based on, a research paper from Barclays and the University College London on Smart contract templates (link). In the next few paragraphs, you’ll find my...

Differential Privacy: I don’t want to know, do I?

- - Comments Off on Differential Privacy: I don’t want to know, do I?

The rush towards machine learning among big tech companies (and not only) is pushing progress in a variety of domains. How to handle privacy is one of those, which can be beneficial for other applications that uses big data (or more simply private information) to give back value to the...

Blockchain Lottery

- - Comments Off on Blockchain Lottery

Here’s a piece that I took out from the previous post to further expand: How can we reach consensus between parties that don’t necessarily know each other, definitively don’t trust each other and might very well be untrustworthy? Let’s start with what we have today, a traditional transaction (A to B) usually...

Blockchain: Hype or Radical innovation?

- - Comments Off on Blockchain: Hype or Radical innovation?

In the past year interest in blockchain has soared (see Google trends), VC funding in Blockchain breached the 1bn milestone, 500mln only in 2015 but we still have to see familiarity with this technology across the financial industry. The goal of this article is to try, according to my own understanding, to address the opening...

bTF – Blockchain Traded Fund

- - Comments Off on bTF – Blockchain Traded Fund

I have been spending a bit of time learning about Blockchain, I am trying to get an understanding of the inner workings of Blockchain technologies, first as a due diligence  (hype? ) and second as I think if the promises of this innovation will actually materialise, it will come down to its...

The Flat White Economy

- - Comments Off on The Flat White Economy

Below are my notes from “The Flat White Economy” by Douglas McWilliams; a few stats and thoughts about London; and a specific segment regarding its economy and geography. East London, characterised by the EC1V post code, saw 32,000 new businesses in 2013/4. The Old Street Roundabout – known as Silicon...

Notes on Bitcoin

- - Comments Off on Notes on Bitcoin

Below a few notes I took back in 2014 on Bitcoin’s original paper (link). I am currently reading “The Business of Blockchain” and found myself going back in my notes to review some of the concepts behind BTC, I figured it was worth putting it up for future reference as...

Innovation Lag

- - Comments Off on Innovation Lag

A few notes inspired by a book I am reading and thought might be a good idea to crystallize it in a post for future reference. Technology often takes off more slowly than what it’s technically feasibility would suggest, being able to do something does not translate to actually doing it,...

The Village Effect

- - Comments Off on The Village Effect

The human factor is something that I am starting to observe more and more as a ‘premium’ on services where in the past it was a necessity – often because of the lack of technology to replace it. Now, however, even if it might not be a necessity per se,...

The Sharing Economy

- - Comments Off on The Sharing Economy

The Sharing Economy is built on people sharing assets – they own or someone else own – to unlock value in their downtime, decreasing therefore the opportunity cost post purchase of having an idle asset without transferring ownership. These under-utilised assets are made accessible online to a community, leading to...

Habit Forming Products

- - Comments Off on Habit Forming Products

More than 40% of actions people perform each day aren’t actual decisions but habits. Charles Duhigg opens “The power of habit” with a fascinating story to explain how our brain is composed of layer upon layer of cells, the outside cells, closer to the scalp, are generally the most recent...

Incentives

- - Comments Off on Incentives

Here’s a couple of examples from my notes that I go back to when I am thinking about incentives and value chains. DARPA Challenge 2009 – in this competition, teams from different US Universities had to locate 10 red balloons placed around the United States and report their coordinates. Finding 10...

Lending Club [Profile]

- - Comments Off on Lending Club [Profile]

Lending Club is the world’s leading online marketplace for business loans, matching businesses who want to borrow with investors....

Market Invoice [Profile]

- - Comments Off on Market Invoice [Profile]

MarketInvoice is a business finance provider, which allows businesses to sell their unpaid invoices with long payment terms, to fund business growth....

2015 Thoughts & Notes

- - Comments Off on 2015 Thoughts & Notes

Below a collection of thoughts, quotes and random notes I took during 2015. It is more a reminder to myself of the conclusion of some train of thoughts captured in a catchy phrase, in the spirit of what was the original purpose of this blog, which is to capture the marginalia my life’s...

Evolutionary Programming

- - Comments Off on Evolutionary Programming

Our brain is a perfect machine, built for an ancient world. We evolved not so that we could have a good life but so that we would be more likely to survive and reproduce. Indeed, an individual who is utterly miserable but manages, despite his misery, to survive and reproduce...

The Satisfaction Treadmill

- - Comments Off on The Satisfaction Treadmill

The Stoics pointed to two principal sources of human unhappiness: our tendency to worry about things beyond our control (see my previous post) and our insatiability. According to Stoicism, it will be unlikely to obtain a good and meaningful life unless we can overcome (or channel) our insatiability, which is...